Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
Looking for a financial booster?
Get your personalised loan offer up to £5,000 — no fees, no obligation.
Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 3 months. The maximum Loan Term is 36 months.
Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% (fixed)
Representative APR: 79.5% (variable)
Loans for People is a credit broker, not a lender, and works to find you a loan. We do not charge a fee for using our service. Credit is subject to status and lender criteria.
Choose the amount and repayment term in months using our simple calculator.
Fill out our short online form. All we need is a few minutes of your time.
Application complete? Great, we will get to work to match you with a lender. This should only time a few minutes so stay with us!
We know how hard it is to choose the right loan today. Yet it's an important decision that can affect your future. With Loans For People, you get more than just funds. You get a partner who understands your needs and will stand with you every step of the way. So we don't just offer solutions, we offer support.
Clear, accessible information is at the heart of what we do. We present key details about loan offers — including rates, terms, and conditions — so you can make informed decisions that suit your needs.
Our platform uses real-time data to connect your application with a wide panel of regulated lenders. This helps us identify potential loan options based on your financial profile and eligibility.
Every financial situation is unique. Our team is here to guide you through the process, providing information and support to help you understand your options and choose responsibly.
Loans for People is a credit broker, not a lender, and works to find you a loan.
We do not charge a fee for using our service.
Credit is subject to status and lender criteria.
Who are Loans for People?
Loans for People is a trading name of The Quick Loan Shop Ltd. and is regulated by the Financial Conduct Authority. We are not a lender — we offer credit broking services, matching you with a panel of lenders to help find a loan offer that suits your needs.
Are your services really free?
Yes, all our services are completely free of charge to you. We will never charge you any fees for using them.
Are there any hidden fees?
You won't find any hidden fees with us. Our service is 100% fee-free, even when you arrange your loan.
What if I have bad or adverse credit?
Having a history of missed payments or adverse credit doesn’t automatically mean you won’t be eligible. Some lenders on our panel may consider applications from individuals with a less-than-perfect credit history. Any offers will depend on your individual circumstances and ability to repay.
Will you check my credit score?
We will not perform a credit check, lenders will complete a soft search to determine your eligibility for a loan. If you accept a lender’s offer, they will then perform a full credit check.
What if cannot repay my loan on time?
Please call your lender as soon as you feel you might be in financial difficulty.
The sooner you contact your lender the quicker they can identify the best way to support you. It is in both parties interest to work together.
If you have concerns about paying your priority bills and overall money management, the following organisation can support and advise you.
Step Change
www.stepchange.org
0800 138 1111
Money Helper
www.moneyhelper.org.uk
0800 138 7777
National Debtline
www.nationaldebtline.org
0808 808 4000
Is it possible to repay the loan early?
Of course! You can repay the loan early at any time. You will only pay the amount borrowed and the corresponding interest.
How do I cancel my loan?
Please refer to your loan agreement sent to you by your lender for cooling off periods and cancellation policies.
Can I apply for a loan?
You must be aged 18 years or older, live in the UK, have an active bank account into which you can receive direct debits and have a regular source of income.
How do you protect my personal data?
Your personal data is carefully secured in accordance with the strict GDPR standards. We use the most advanced security systems and technologies to ensure maximum protection and prevent any unauthorised access or misuse of your data.